@media (max-width: 1100px) {
    .nav-actions { display: none; }
    .main-nav { gap: 16px; }
}

@media (max-width: 900px) {
    .topbar__right a:last-child { display: none; }

    .navbar {
        min-height: 72px;
        justify-content: space-between;
    }

    .brand img {
        width: 180px;
        height: 54px;
    }

    .nav-toggle { display: block; }

    .main-nav {
        position: fixed;
        top: 106px;
        left: 16px;
        right: 16px;
        display: none;
        align-items: stretch;
        flex-direction: column;
        gap: 0;
        margin: 0;
        padding: 14px;
        background: #fff;
        border: 1px solid var(--border);
        border-radius: 16px;
        box-shadow: var(--shadow);
        max-height: calc(100vh - 130px);
        overflow-y: auto;
    }

    .main-nav.is-open { display: flex; }

    .main-nav > a,
    .nav-dropdown__trigger {
        width: 100%;
        text-align: left;
        padding: 13px 12px;
        border-radius: 10px;
    }

    .main-nav > a::after,
    .nav-dropdown__trigger::after { display: none; }

    .nav-dropdown__menu {
        position: static;
        min-width: 0;
        box-shadow: none;
        border: 0;
        padding: 4px 8px 8px 18px;
        display: none;
        opacity: 1;
        visibility: visible;
        transform: none;
    }

    .nav-dropdown.is-open .nav-dropdown__menu { display: block; }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 620px) {
    .topbar__left .topbar__divider,
    .topbar__left span:last-child { display: none; }

    .phase-placeholder,
    .inner-hero { min-height: 440px; }

    .phase-placeholder h1,
    .inner-hero h1 {
        letter-spacing: -1.5px;
    }

    .placeholder-actions {
        flex-direction: column;
        align-items: stretch;
    }

    .footer-grid { grid-template-columns: 1fr; }

    .footer-bottom {
        padding: 18px 0;
        flex-direction: column;
        align-items: flex-start;
    }

    .whatsapp-float__text { display: none; }
}



@media (max-width: 1080px) {
    .hero__inner {
        grid-template-columns: 1fr 1fr;
        gap: 20px;
    }
    .hero h1 {
        font-size: clamp(48px, 6vw, 70px);
    }
    .hero-floating-card--one { left: -6px; }
    .hero-wallet {
        width: 220px;
        height: 260px;
    }
}

@media (max-width: 900px) {
    .hero {
        min-height: auto;
        padding-top: 48px;
    }
    .hero__inner {
        grid-template-columns: 1fr;
    }
    .hero__content {
        text-align: center;
        padding-bottom: 10px;
    }
    .hero__eyebrow { margin-inline: auto; }
    .hero__lead { margin-inline: auto; }
    .hero__chips,
    .hero__actions,
    .hero__assurance {
        justify-content: center;
    }
    .hero__visual {
        width: min(100%, 680px);
        min-height: 500px;
        margin: 0 auto;
    }
    .hero-chart-card {
        left: 50%;
        right: auto;
        width: min(92%, 540px);
        transform: translateX(-50%) rotateY(-4deg);
    }
    .hero-wallet { right: 4%; }
    .hero-floating-card--one { left: 3%; }
    .hero-floating-card--two { left: 8%; }
    .hero__bottom-strip {
        grid-template-columns: 1fr 1fr;
        margin-bottom: 4px;
    }
    .hero__bottom-strip > div:nth-child(2) { border-right: 0; }
    .hero__bottom-strip > div:nth-child(-n+2) {
        border-bottom: 1px solid rgba(255,255,255,.1);
    }
}

@media (max-width: 620px) {
    .hero { padding-top: 34px; }
    .hero h1 {
        font-size: clamp(44px, 14vw, 62px);
        letter-spacing: -2.7px;
    }
    .hero__lead { font-size: 15px; }
    .hero__chips { gap: 8px; }
    .hero__chips a {
        padding: 9px 11px;
        font-size: 11px;
    }
    .hero__actions {
        flex-direction: column;
        align-items: stretch;
    }
    .hero__actions .btn,
    .hero__app-link {
        width: 100%;
        justify-content: center;
    }
    .hero__assurance {
        gap: 8px 12px;
        font-size: 10px;
    }
    .hero__visual {
        min-height: 430px;
        transform: scale(.92);
        transform-origin: top center;
        margin-bottom: -30px;
    }
    .hero-chart-card {
        top: 22px;
        min-height: 350px;
        padding: 18px;
        border-radius: 22px;
    }
    .hero-chart { height: 205px; }
    .hero-wallet {
        width: 184px;
        height: 230px;
        right: 1%;
    }
    .hero-wallet__logo-ring {
        width: 116px;
        height: 116px;
    }
    .hero-wallet__plant i {
        left: 53px;
        height: 63px;
    }
    .hero-wallet__plant span:first-child { left: 22px; }
    .hero-wallet__plant span:nth-child(2) { right: 18px; }
    .hero-floating-card {
        min-width: 142px;
        padding: 10px;
    }
    .hero-floating-card--one {
        left: -2%;
        top: 100px;
    }
    .hero-floating-card--two {
        left: 1%;
        bottom: 32px;
    }
    .hero-growth-arrow {
        right: -42px;
        transform: scale(.8) rotate(-6deg);
    }
    .hero__bottom-strip {
        grid-template-columns: 1fr;
        border-radius: 14px;
    }
    .hero__bottom-strip > div {
        min-height: 48px;
        border-right: 0;
        border-bottom: 1px solid rgba(255,255,255,.1);
    }
    .hero__bottom-strip > div:last-child { border-bottom: 0; }
}



@media (max-width: 980px) {
    .trust-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .trust-banner {
        align-items: flex-start;
        flex-direction: column;
    }
}

@media (max-width: 720px) {
    .market-section,
    .trust-section {
        padding-top: 64px;
        padding-bottom: 64px;
    }
    .section-heading--split {
        align-items: flex-start;
        flex-direction: column;
    }
    .market-item {
        min-width: 220px;
    }
    .trust-grid {
        grid-template-columns: 1fr;
    }
    .trust-card {
        min-height: 0;
    }
    .trust-banner {
        padding: 27px 24px;
    }
    .trust-banner__actions {
        width: 100%;
        align-items: stretch;
        flex-direction: column;
    }
    .trust-banner__actions .btn {
        width: 100%;
    }
}

@media (prefers-reduced-motion: reduce) {
    .market-ticker__track,
    .chart-line,
    .hero-floating-card {
        animation: none !important;
    }
}

@media(max-width:1050px){.fund-search-panel{grid-template-columns:1fr 1.5fr}.risk-filter{grid-column:1/-1}.fund-grid,.quick-action-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.fund-explorer-section,.quick-actions-section{padding:64px 0}.fund-explorer{padding:14px;border-radius:20px}.fund-search-panel{grid-template-columns:1fr;padding:12px}.risk-filter{grid-column:auto}.fund-results-header{align-items:flex-start;flex-direction:column;padding:13px 2px}.fund-grid,.quick-action-grid{grid-template-columns:1fr}.quick-action-card{min-height:112px}}



@media (max-width: 1050px) {
    .calculator-showcase-grid {
        grid-template-columns: repeat(3, 1fr);
    }
    .solutions-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .premium-cta {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 780px) {
    .calculator-showcase-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .calculator-showcase-banner {
        align-items: flex-start;
        flex-direction: column;
    }
}

@media (max-width: 620px) {
    .calculator-showcase-section,
    .solutions-section {
        padding: 64px 0;
    }
    .calculator-showcase-grid,
    .solutions-grid {
        grid-template-columns: 1fr;
    }
    .calculator-showcase-card {
        min-height: 140px;
    }
    .calculator-showcase-banner {
        padding: 25px 22px;
    }
    .premium-cta {
        padding: 30px 24px;
        border-radius: 22px;
    }
}



@media (max-width: 1050px) {
    .trust-metrics-grid { grid-template-columns: repeat(3,1fr); }
    .team-grid { grid-template-columns: repeat(2,1fr); }
    .testimonial-card { flex-basis: calc((100% - 18px)/2); }
}

@media (max-width: 800px) {
    .why-choose-grid,
    .certification-grid { grid-template-columns: repeat(2,1fr); }
    .team-cta {
        align-items: flex-start;
        flex-direction: column;
    }
    .team-cta__actions { justify-content: flex-start; }
}

@media (max-width: 620px) {
    .why-choose-section,
    .team-section,
    .testimonials-section,
    .certifications-section { padding: 64px 0; }
    .why-choose-grid,
    .team-grid,
    .certification-grid,
    .trust-metrics-grid { grid-template-columns: 1fr; }
    .testimonial-card { flex-basis: 100%; }
    .team-cta { padding: 29px 23px; }
    .team-cta__actions {
        width: 100%;
        flex-direction: column;
    }
    .team-cta__actions .btn { width: 100%; }
}



@media (max-width: 1000px) {
    .blog-preview-grid,
    .learning-topics { grid-template-columns: repeat(2,1fr); }
    .faq-layout { grid-template-columns: 1fr; }
    .faq-intro { position: static; }
    .newsletter-card { grid-template-columns: 1fr; }
}

@media (max-width: 650px) {
    .amc-partners-section,
    .learning-section,
    .faq-section { padding: 64px 0; }
    .blog-preview-grid,
    .learning-topics { grid-template-columns: 1fr; }
    .amc-logo-card { min-width: 180px; }
    .amc-marquee::before,
    .amc-marquee::after { width: 45px; }
    .newsletter-card { padding: 28px 22px; }
    .newsletter-form { grid-template-columns: 1fr; }
    .newsletter-form small { grid-column: auto; }
}
@media (prefers-reduced-motion: reduce) {
    .amc-marquee__track { animation: none; }
}



@media (max-width: 1050px) {
    .app-showcase { grid-template-columns: 1fr; }
    .app-showcase__visual { max-width: 620px; width: 100%; margin: 0 auto; }
    .contact-experience-grid { grid-template-columns: 1fr; }
    .homepage-final-cta__inner { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
    .app-showcase-section,
    .contact-experience-section { padding: 70px 0; }
    .app-feature-list { grid-template-columns: 1fr; }
    .app-showcase__visual {
        min-height: 495px;
        transform: scale(.88);
        transform-origin: top center;
        margin-bottom: -55px;
    }
    .phone-mockup--front { left: 42%; }
    .phone-mockup--back { right: -4%; }
    .contact-quick-actions { grid-template-columns: 1fr; }
    .homepage-final-cta__inner { padding: 30px 23px; }
}

@media (max-width: 520px) {
    .app-showcase__content h2 { letter-spacing: -2px; }
    .app-showcase__actions { flex-direction: column; }
    .app-showcase__actions .btn { width: 100%; }
    .app-showcase__visual {
        min-height: 420px;
        transform: scale(.72);
        width: 135%;
        margin-left: -17.5%;
        margin-bottom: -120px;
    }
    .map-preview-card { min-height: 440px; }
    .map-info { left: 14px; right: 14px; bottom: 14px; }
    .homepage-final-cta__actions .btn { width: 100%; }
}



@media (max-width: 1050px) {
    .inner-hero__grid,.two-column-story,.contact-page-grid { grid-template-columns:1fr; }
    .service-detail-grid,.values-grid { grid-template-columns:repeat(2,1fr); }
    .journey-timeline,.process-grid { grid-template-columns:repeat(2,1fr); }
}
@media (max-width: 760px) {
    .inner-hero { padding:80px 0 70px; }
    .inner-hero h1 { letter-spacing:-2px; }
    .mission-grid,.services-hero-panel,.form-row { grid-template-columns:1fr; }
    .page-cta__inner,.office-map-card__info { align-items:flex-start;flex-direction:column; }
}
@media (max-width: 620px) {
    .content-section,.values-section,.timeline-section,.process-section,.contact-page-section,.office-map-section { padding:64px 0; }
    .values-grid,.service-detail-grid,.journey-timeline,.process-grid { grid-template-columns:1fr; }
    .about-visual-stats { grid-template-columns:1fr; }
    .page-cta__inner { padding:28px 23px; }
    .page-cta__inner > div:last-child { width:100%;flex-direction:column; }
    .page-cta__inner .btn { width:100%; }
    .contact-form-card { padding:23px; }
}

@media(max-width:1100px){.calculator-hub-grid{grid-template-columns:repeat(3,1fr)}}@media(max-width:950px){.fund-category-grid{grid-template-columns:repeat(2,1fr)}.fund-search-toolbar,.calculator-filter-bar,.riskometer-layout,.calculator-coming-card{grid-template-columns:1fr}.calculator-filter-buttons{justify-content:flex-start}}@media(max-width:780px){.calculator-hub-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.fund-category-grid,.calculator-hub-grid{grid-template-columns:1fr}.fund-result-summary{flex-direction:column}.riskometer-layout,.calculator-coming-card{padding:28px 22px}.calculator-coming-list{grid-template-columns:1fr}}


@media (max-width: 1000px) {
    .knowledge-topic-grid,.article-library-grid { grid-template-columns:repeat(2,1fr); }
    .knowledge-article-card--featured { grid-column:span 2; }
    .learning-path-card,.faq-page-layout { grid-template-columns:1fr; }
    .faq-category-panel { position:static; }
    .faq-category-buttons { grid-template-columns:repeat(4,1fr); }
}
@media (max-width: 760px) {
    .knowledge-hero__visual { min-height:380px; }
    .knowledge-book { width:250px; }
    .download-resource-grid { grid-template-columns:1fr; }
    .faq-contact-strip__inner { align-items:flex-start;flex-direction:column; }
}
@media (max-width: 620px) {
    .knowledge-topics-section,.article-library-section,.download-center-section,.faq-page-section { padding:64px 0; }
    .knowledge-topic-grid,.article-library-grid { grid-template-columns:1fr; }
    .knowledge-article-card--featured { grid-column:auto;display:block; }
    .section-heading--split { align-items:stretch;flex-direction:column; }
    .article-search { min-width:0;width:100%; }
    .download-resource-grid article { grid-template-columns:50px 1fr; }
    .download-resource-grid button { grid-column:1/-1;width:100%; }
    .learning-path-card { padding:27px 22px; }
    .faq-category-buttons { grid-template-columns:repeat(2,1fr); }
    .faq-page-summary { align-items:flex-start;flex-direction:column; }
    .faq-contact-strip__inner { padding:27px 22px; }
    .faq-contact-strip__inner > div:last-child { width:100%;flex-direction:column; }
    .faq-contact-strip__inner .btn { width:100%; }
}



@media (max-width: 980px) {
    .calculator-page-hero__grid,.calculator-workspace { grid-template-columns:1fr; }
}
@media (max-width: 700px) {
    .calculator-page-hero { padding:45px 0 62px; }
    .calculator-page-hero h1 { letter-spacing:-2px; }
    .calculator-workspace-section { padding:64px 0; }
    .calculator-input-panel,.calculator-result-panel { padding:23px; }
    .calculator-result-stats,.calculator-info-grid { grid-template-columns:1fr; }
    .calculator-donut-wrap { grid-template-columns:1fr;justify-items:center; }
    .calculator-chart-legend { width:100%; }
    .calculator-actions { flex-direction:column; }
    .calculator-actions .btn { width:100%; }
}



@media (max-width: 700px) {
    .retirement-metric-grid { grid-template-columns:1fr; }
}